If you are planning on visiting Canada for a long stay vacation or you are having friends or family members, come to visit you in Canada, it's important to remember that only Canadian residents are covered by the provincial health insurance plans. Visitors could end up paying an extensive amount of money if they fall ill in the country of Canada or if an accident happened to occur while they were in the country.
While you’re away from your home country, Travel and Visitor insurance plans can help you and your loved ones stay safe. Visitors’ insurance is designed for visitors in Canada in mind with protection. visitor insurance can protect you from costly health expenses during your stay. If you experience any new injuries, illnesses, or have pre-existing conditions that require treatment during your trip, our visitor’s insurance includes plans to get the coverage you need.
Some travel visas require proof of medical insurance coverage.Without it, entry will be denied. The universal health care that’s available to Canadian residents is not extended to visitors.
Policies vary from each insurance Company, but standard coverage for medical emergencies includes Visitors to Canada insurance plans available through our partners include:
Who needs Super Visa Health Insurance?
Anyone applying for the Canadian Super Visa must show they've purchased private medical insurance that meets the Super Visa requirements. The Super Visa Health Insurance policy.
Take the time to read your policy and know what your are covered for. Pay special attention to bold words. They have a specific meaning which is explained in the Definitions section of this policy
Super Visa Insurance Requirements:
- Be valid for at least 1 year when you send the application to IRCC
- Cover emergency healthcare, hospitalization and repatriation
- Provide a minimum coverage of $100,000 CAD per person
- Be valid for each entry to Canada and available for review
- Be issued by a private Canadian insurance company
- $0 deductible standard but can increase deductible for up to 45% discounts
The applicant(s) is over the age of 14 days old and has not reached the age of 90 years at the time of application
For Pre-medical Condition Coverage
For the purposes of buying travel insurance, a pre-existing condition is defined as any illness, disease, injury or other condition that happens prior to a plan’s effective date and for which you experienced symptoms or sought treatment. Insurance providers check to see if you were medically stable during the “look-back period,” which is typically a period of 60 to 180 days prior to a plan’s effective date. If it is determined that you were not medically stable during that time, you are considered to have a pre-existing condition. Any fallout due to that condition won’t be covered by a standard travel insurance policy..
Quote & Apply
To see options avable please fill our online Quote Calculator above. Review available products to purchase or speak with our financial advisors if you have questions and once you’ve selected a coverage and plan you can begin the application process.
You will need enter basic personal information for each applicant before proceeding to payment. Once the payment is processed, your policy will be sent by email shortly
Visitor insurance for Canada will act as a shield and protect you from any unforeseen emergency which may cause financial distress. Look at some of the key benefits of Visitor Insurance
Side-trips outside Canada are also covered with your Visitors to Canada insurance as long as you remain in Canada for the majority of your policy period.
For a detailed coverage description please read the Policy Wording of the insurance plan you select.
