Why Business Travelers Need Travel insurance

Visitor Travel insurance is important for business trip and personal trip. For business visitors, the insurance provides medical and trip protection. Coverage varies depending on whether a Canadian citizen or resident is flying out of Canada or if a foreign visitor is traveling to Canada for business. By purchasing visitor insurance, a business executive can focus on work and protect himself from unforeseen medical circumstances. In case of an undesirable event, it saves companies and executives from paying huge amount of money in healthcare.

General benefits of Travel Insurance

Coverage for new sickness or injury or illness.
Emergency evacuation coverage on basis of medical grounds.
Trip related coverage including trip cancellation, trip interruption, baggage theft or loss of baggage/personal effects.
Medical Expenses: Unwanted medical events can occur to anyone and anytime. Business executives often travel to different countries, exposing themselves to change in weather, environment, familiar food, water and altitude. This could cause sickness. Accidents and injury is also a possibility. Therefore, visitor insurance plans offering medical benefits is must. The coverage generally includes hospital expenses, intensive care, outpatient services, physician services, ambulance services, prescription drugs and emergency treatment for the relief of pain to sound natural teeth.
Diagnostic services– tests that are required as a result of an emergency and requested by your physician due to an emergency and to diagnose or learn more about your medical condition. Prior approval is required by the Assistance Centre for all major diagnostic testing, including but not limited to magnetic resonance imaging (MRI), computer axial tomography (CAT) scans, sonograms, ultrasounds and biopsies
Ambulance– up to $5,000 per unrelated illness or injury For a licensed ground or air ambulance to the nearest hospital or medical facility, or between medical facilities, if necessary. 6. Prescription drugs– up to a thirty (30) day supply of drugs that are prescribed for you and are available only by prescription from a physician or dentist and dispensed by a licensed pharmacist.
Paramedical services – up to $500 per profession for care received from a licensed chiropodist, podiatrist, physiotherapist, chiropractor, or osteopath.
5.Accidental dental injury: up to $2,500 for emergency Dental treatment to repair or replace your natural or permanently attached artificial teeth (including caps and crowns) where treatment is required as a result of an accidental blow to the mouth and within thirty (30) days of the accident. Treatment must be completed within the twelve (12) consecutive months following the accident and prior to your return to your home country. An accident report from the dentist is required by the Assistance

Medical Evacuation. Up to a maximum of $100,000 for reasonable and customary charges to transport you home during your period of coverage and as a result of a covered emergency
Repatriation of mortal remains – up to $10,000 for the actual expense to have your body prepared for burial or cremated plus up to $3,000 for your burial where you die, or the cost to return your body or ashes home if you should die as a result of an emergency covered under this policy during your period of coverage or within 365 days after an accidental bodily injury that occurred while covered under this insurance.
Accidental Death & Dismemberment: Reimbursement in event of death or loss of limbs and eyesight if they occur within 90 days or 181 days of the accident.
Non-Canadian Citizen Visiting Canada

The general benefits listed above remain the same for a non- Canadian citizen Visiting Canada for business or to meet family members. However, some benefits limits may change or not available to them.

Visitor Insurance protects families and businesses from financial risk when they travel out of country. By paying small premium they can focus on their work and provide a stress-free trip. To learn more about plans and benefits please contact VisitorGuard Customer service Today At 1855-500-5041 or visit our website :-www.visitorguard.ca

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