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About Visitor Guard

Fifteen years of keeping families together

Visitor Guard is the visitor-insurance brand of Life Advice Insurance Inc., a licensed Ontario broker. We compare Canadian insurers, check every plan against IRCC's rules, and stay with your family after you buy.

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4.8 on Google Licensed Ontario broker English · हिन्दी · ਪੰਜਾਬੀ
4.8 ratingGoogle reviews
IRCC-ready5 of 5 checks passed
Manish K ShardaCEO · licensed since 2010
15+Years of experience
11Insurers compared
12Plans in one quote
4.8Google rating
4.8Google reviews
2016Life Advice Insurance Inc. incorporated in Ontario

Our story

One job, done carefully, for fifteen years

Life Advice Insurance Inc. was incorporated in 2016 and is led by CEO Manish K Sharda, an insurance broker licensed since 2010. Visitor Guard is the part of that business built for Super Visa, visitor, student and travel medical insurance, where one missed clause can mean a refused application.

Families usually come to us at a stressful moment: parents about to arrive, a deadline, a policy full of unfamiliar terms. We read the fine print so you don't have to.

We compare the market

Plans from up to 11 insurers in one quote, lowest price first.

We check the rules

Every Super Visa plan is measured against IRCC's requirements.

We stay after you buy

Refunds, extensions, renewals and claims help, in your language.

Why it matters

Between your parents' home and yours

A Super Visa can take years of planning. The insurance is the last piece, and the one most often done wrong. We make sure it is right the first time.

5 yearsper entry$100Kminimum cover1 yearpolicy term

What we cover

Insurance for every kind of journey

Tell us who is travelling and we show the rules and the plans that fit.

Most popular

Super Visa insurance

For parents and grandparents who stay up to five years per entry. Built to meet the one-year insurance rule IRCC checks.

  • $100,000+ emergency medical cover
  • Policy letter ready for your application
  • Monthly payment options
Coverage amount
Compare 11 insurers→
See Super Visa plans →

Visitor insurance

Friends and family visiting for weeks or months.

See visitor plans →

Student insurance

Cover before a school plan starts or after graduation.

See student plans →

Travel insurance

Trip cancellation, interruption and medical cover for Canadians heading abroad.

See travel plans →

Why a broker

Going direct, or going with someone on your side

Going directVisitor Guard
Plans comparedOne insurer's rangeUp to 11 insurers, one quote
IRCC rule checkYou read the policy wordingWe check every Super Visa plan
Your languageUsually English or FrenchEnglish, Hindi and Punjabi
After you buyA general customer lineThe same advisors help with changes and claims

How a file moves

From first call to policy letter

Every Super Visa quote goes through the same five steps, so nothing is missed.

1

Tell us who is travelling

Ages, dates and health history. Takes a few minutes by phone, WhatsApp or online.

2

We compare up to 11 insurers

Real prices from Canadian carriers, side by side.

3

We check every IRCC rule

$100,000+ coverage, valid one year, health care, hospitalization and repatriation.

4

You pay, we send the letter

IRCC needs proof of payment, so we confirm it before the file is marked ready.

5

We stay with you

Visa refused, plans changed or a claim to file: we help with the paperwork.

Certificate of insuranceSample

Super Visa checklist

Emergency medical$100,000 or more
Term365 days from entry
IncludesHealth, hospital, repatriation
InsurerLicensed in Canada
PaymentProof of payment on file
IRCC-READY

Illustration of what we check, not a real policy.

Our insurer partners

One quote, the whole market

Meet our team

Real people behind every policy

Licensed insurance brokers who explain every plan in English, Hindi or Punjabi.

Talk to one of us today

Monday to Saturday, 9 am to 9 pm, by phone or WhatsApp.

1-855-500-8999 WhatsApp us

Loved by families since 2016

What our clients say about us

4.813 Google reviews
K
Kanwalpreet S.Google review
“Great service. Took parents' travel insurance from Manish. He thoroughly explained the benefit options from different providers and provided the best available option.”
Parents
W
Waseem S.Google review
“The information Manish provides before buying insurance, and the customer service after that, are really awesome. I trust VisitorGuard for all my travel insurance needs.”
Service
R
Rajiv P.Google review
“I was looking for Super Visa related travel insurance. Manish Sharda (Visitor Guard) was very helpful in explaining the options. I was very impressed with his impeccable service...”
Super Visa
J
Jasmeet S.Google review
“Manish from Visitor Guard helped me buy medical insurance for my parents and diligently explained all the details of the policy.”
Parents
K
Kanwalpreet S.Google review
“Great service. Took parents' travel insurance from Manish. He thoroughly explained the benefit options from different providers and provided the best available option.”
Parents
W
Waseem S.Google review
“The information Manish provides before buying insurance, and the customer service after that, are really awesome. I trust VisitorGuard for all my travel insurance needs.”
Service
R
Rajiv P.Google review
“I was looking for Super Visa related travel insurance. Manish Sharda (Visitor Guard) was very helpful in explaining the options. I was very impressed with his impeccable service...”
Super Visa
J
Jasmeet S.Google review
“Manish from Visitor Guard helped me buy medical insurance for my parents and diligently explained all the details of the policy.”
Parents
A
Amardeep S.Google review
“Very easy to work with. Multiple options for insurance and you can select one based on your need. Prices are good as well. I highly...”
Plans
M
Manpreet K.Google review
“Manish provided information about all available plans clearly and service was exceptional. I would definitely recommend...”
Plans
M
Mayur P.Google review
“They responded very quickly to provide us an insurance quote. It was the best customer service.”
Quick quote
A
Amardeep S.Google review
“Very easy to work with. Multiple options for insurance and you can select one based on your need. Prices are good as well. I highly...”
Plans
M
Manpreet K.Google review
“Manish provided information about all available plans clearly and service was exceptional. I would definitely recommend...”
Plans
M
Mayur P.Google review
“They responded very quickly to provide us an insurance quote. It was the best customer service.”
Quick quote

Good to know

About Visitor Guard

Our office
Life Advice Insurance Inc.
912 Isaiah Place, Kitchener, ON N2E 0B6
1-855-500-8999
English, Hindi & Punjabi
Is Visitor Guard an insurance company?

No. Visitor Guard is a brand of Life Advice Insurance Inc., a licensed Ontario broker. We compare and place policies from Canadian insurers. We don't underwrite them ourselves.

Where are you based?

Our office is in Kitchener, Ontario, and we are licensed to sell insurance in Ontario.

Do you only sell Super Visa insurance?

It is our most popular product, but we also place visitor, student and travel insurance.

Can I speak to someone before I buy?

Yes. Call 1-855-500-8999 or message us on WhatsApp. Advice is available in English, Hindi and Punjabi.

What happens after I buy?

We stay on the file. If a visa is refused, a stay changes length, or you need to claim, we help with refunds, extensions, renewals and the paperwork.

Ready to protect your family's visit?

Get a quote in minutes, or talk it through with a licensed advisor first.

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