If you're going overseas, travel insurance is as important as a passport. Without it, you or your family could suffer financially if things go wrong. travel insurance should be going with you. Even if you're travelling out of province but within Canada it's worth it because your provincial health insurance plan coverage may be limited. Things like ambulance services and prescription drugs may not be covered and you could end up paying out of pocket for some of the services you need.
As you already know, Canadian Residents are insured under their Provincial Healthcare Plans. However, it only covers a small portion of medical expenses incurred outside Canada.
Your government insurance coverage will also be severely limited while travelling to another province or territory within Canada, and even the slightest injury or illness can deal a significant blow to your budget.
If you are planning on going out of your province or abroad, travel health insurance for Canadians will provide you with a simple and affordable way to protect yourself from the costs of medical emergencies that may happen during the trip.
Travel insurance covers a number of travel-related risks, from flight cancellations to lost bags to medical emergencies. The dollar amount of your coverage depends on the policy you bought and where and when you bought it. Most travel insurance providers offer several different policies to choose from, with higher or lower levels of coverage.
Single Trip medical Insurance
Multi Trip Insurance
Trip interruption Insurance
Trip cancellation Insurance
All Inclusive Insurance
In order to be eligible for Travel Insurance, you MUST:
Be a Canadian Resident
Be currently enrolled in a provincial health insurance plan
Meet other specific conditions set by a particular Canadian Insurance company
Carefully research your needs. Verify the terms, conditions, limitations, exclusions and requirements of your insurance policy before you leave Canada. When assessing a travel health insurance plan, you should ask a lot of questions.
Is there a deductible, and how much is it? Plans with 100% coverage are more expensive but may save money in the long run.
Does the plan offer continuous coverage for the length of your stay outside Canada and after your return?
Does the plan exclude or greatly limit coverage for certain regions or countries you may visit?
Does it offer coverage that is renewable from abroad and for the maximum period of stay?
Does the company have an in-house, worldwide, 24-hour/7-day emergency contact number in English and/or translation services for health care providers in your destination country?
Does it pay for hospitalization for illness or injury and related medical costs at your destination?
Does it pay your bills or cash advances up front, so you don’t have to pay them?
Get a Quote
In order to get your Canadian travel insurance coverage, all you need is to calculate your personal quote using our free online quote form , fill out a short application form and pay with a credit card.
Once the payment is processed, you will receive your travel insurance by email in no time.
Select a Plane
Choose a plan that fit your needs of coverage from the list of options provided and click on purchase Now button you will be re-directed to the chosen insurance company’s web-portal, you can start filling out your application form.
Important Notice: Non-medical and all-inclusive travel insurance plans may be subject to provincial sales tax.
Review Your Coverage
It is always a great idea to review coverage details as well as policy conditions before making a purchase. The best way to know about it by read through the official Policy Wording for the insurance plan of your choice that can be found on the same page. In addition, you can always reach to our Insurance Advisors if you have any questions or concerns!
Purchase Policy
The final step is to fill out an application form and make the payment using a credit card. In order to proceed with purchasing your Visitors insurance, just click on “Buy now” or “purchase Online” button. If you wish to purchase your coverage online, in case you’d like our Insurance Advisors to assist you to complete the application and issue the policy don’t hesitate to contact us! Once your payment is processed by the insurance provider, your policy confirmation will be sent by email right away!
Carefully research your needs. Verify the terms, conditions, limitations, exclusions and requirements of your insurance policy before you leave Canada. When assessing a travel health insurance plan, you should ask a lot of questions.
If you have to travel outside Canada during the COVID-19 pandemic, check with your travel insurance provider (whether you have a group, an individual or a credit-card type of insurance) to make sure you're covered for:
COVID-19-related medical expenses
other non-COVID-19 emergency-related expenses
