Visitor Insurance

Student Insurance is for students who are studying abroad or international students coming to study in Canada.

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What is Coverage Amount?

The term "Coverage Amount" typically refers to the sum of money that an insurance policy will pay out in the event of a covered loss or claim. It is also known as the "coverage limit" or "policy limit."
Pre-Existing Medical Conditions

A pre-existing medical condition is an illness or injury that you know you already have (e.g. asthma, heart condition). Even if you are showing symptoms of an illness and have not yet seen a doctor, this is considered a "pre-existing" condition (e.g. you have felt chest pains but didn't seek any treatment).
What is family Plan?

In addition to providing your insurance quotes immediately, we will also email you a link to your quotes. That way, if you are not ready today to apply online or call us, you can easily access your quotes and proceed at a later, more convenient date.

We value your privacy. We will not trade or sell your name to third parties except when required to fulfill services you request. For details, please click on the Privacy link at the bottom of this page.

Travel Insurance For Visitors To Canada?

If you are planning on visiting Canada for a long stay vacation or you are having friends or family members, come to visit you in Canada, it's important to remember that only Canadian residents are covered by the provincial health insurance plans. Visitors could end up paying an extensive amount of money if they fall ill in the country of Canada or if an accident happened to occur while they were in the country.

While you’re away from your home country, Travel and Visitor insurance plans can help you and your loved ones stay safe. Visitors’ insurance is designed for visitors in Canada in mind with protection. visitor insurance can protect you from costly health expenses during your stay. If you experience any new injuries, illnesses, or have pre-existing conditions that require treatment during your trip, our visitor’s insurance includes plans to get the coverage you need.

Who needs travel insurance when visiting Canada?

Some travel visas require proof of medical insurance coverage.Without it, entry will be denied. The universal health care that’s available to Canadian residents is not extended to visitors.

  • If you fall into any of the following categories, you’ll need travel medical insurance to enter Canada:
  • Tourists planning to come to Canada for up to a year
  • Foreign nationals coming to stay with their family or friends for up to a year
  • Recent immigrants who have moved to Canada and are awaiting coverage under a provincial health insurance plan
  • Foreign nationals who will be working in Canada on a temporary basis

What is covered in a visitors to Canada medical insurance policy?

Policies vary from each insurance Company, but standard coverage for medical emergencies includes Visitors to Canada insurance plans available through our partners include:

  • Emergency hospital accommodation and medical services
  • Emergency dental work
  • Emergency transportation
  • Diagnostic services such as X-rays
  • Prescription drugs needed as a result of a covered emergency
  • Coverage for trips outside of Canada
  • Coverage for trips lasting up to 365 days
  • Available as an individual, couple or family policy
  • Dental Accidents Coverage, Emergency Hospital Services, Travel Accident Coverage, and more
  • Extended Health Care Coverage for; Physician Fee's, X-rays, Physiotherapist, Chiropractor, Prescription Drugs, and more
  • Up to $300,000 coverage of the eligible emergency medical expenses that you incur while visiting Canada

Who needs Super Visa Health Insurance?

Anyone applying for the Canadian Super Visa must show they've purchased private medical insurance that meets the Super Visa requirements. The Super Visa Health Insurance policy.
Take the time to read your policy and know what your are covered for. Pay special attention to bold words. They have a specific meaning which is explained in the Definitions section of this policy

Super Visa Insurance Requirements:

- Be valid for at least 1 year when you send the application to IRCC
- Cover emergency healthcare, hospitalization and repatriation
- Provide a minimum coverage of $100,000 CAD per person
- Be valid for each entry to Canada and available for review
- Be issued by a private Canadian insurance company
- $0 deductible standard but can increase deductible for up to 45% discounts
The applicant(s) is over the age of 14 days old and has not reached the age of 90 years at the time of application

For Pre-medical Condition Coverage

For the purposes of buying travel insurance, a pre-existing condition is defined as any illness, disease, injury or other condition that happens prior to a plan’s effective date and for which you experienced symptoms or sought treatment. Insurance providers check to see if you were medically stable during the “look-back period,” which is typically a period of 60 to 180 days prior to a plan’s effective date. If it is determined that you were not medically stable during that time, you are considered to have a pre-existing condition. Any fallout due to that condition won’t be covered by a standard travel insurance policy..

Quote & Apply

To see options avable please fill our online Quote Calculator above. Review available products to purchase or speak with our financial advisors if you have questions and once you’ve selected a coverage and plan you can begin the application process.
You will need enter basic personal information for each applicant before proceeding to payment. Once the payment is processed, your policy will be sent by email shortly

Key Benefits Of Travel Insurance for Canada

Visitor insurance for Canada will act as a shield and protect you from any unforeseen emergency which may cause financial distress. Look at some of the key benefits of Visitor Insurance

Side-trips outside Canada are also covered with your Visitors to Canada insurance as long as you remain in Canada for the majority of your policy period.

For a detailed coverage description please read the Policy Wording of the insurance plan you select.

  • Emergency Medical Care
  • Hospitalization
  • Emergency Return Home / Repatriation
  • Ambulance Services
  • Emergency Dental Repair
  • Injuries from Recreational Sports
  • Prescription Medications
  • Laboratory Diagnostics & X-rays
  • Services of a Medical Specialist i.e. chiropractor' osteopath' etc.
  • Services of a Registered Nurse
  • Rental or Purchase of Medical Appliances

Frequently Asked Question (FAQ)

Check Our Other Products


Super Visa Insurance

Super Visa Insurance is needed when you apply for a Super Visa for your family, parents or grand-parents.

Student Insurance

Student Insurance protects you and your luggage against many perils you may come across while traveling abroad.

Travel Insurance

Travel Insurance protects you and your luggage against many perils you may come across while traveling abroad.