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Super Visa · Cost

What does Super Visa insurance really cost?

Real numbers from a real quote, what moves the price up or down, and how to pay. No guesswork.

See the real quoteWhat changes the price
$1,296.48lowest yearly price in our sample quote
$118.04lowest monthly payment in the same quote
12plans compared side by side
A grandmother hugging her grandson at sunset
12 real prices · lowest first
Lowest per year$1,296.48
Monthly option9 of 12 plans
Real quote from Oct 17, 202612 plans compared, lowest firstPaid in full or monthly with a deposit$100,000 minimum coverage, set by IRCCHelp in English, Hindi and Punjabi
A real quote

Same parent, same cover, 12 prices

Every bar is a real plan from one quote, lowest first. Switch to see plans that cover stable pre-existing conditions.

Secure Travel Insurance$1,296.48$118.04/mo
Travel Shield$1,396.80full payment
21st Century Insurance$1,445.40$124.62/mo
Trustone Health$1,466.64$126.39/mo
Secure Travel Insurance$1,474.60$132.88/mo
Travcare Travel Insurance$1,500.88$125.07/mo
Travelance Insurance$1,597.24$138.10/mo
Destination Canada$1,664.40$147.87/mo
GMS Travel Insurance$1,711.83full payment
Travcare Travel Insurance$1,839.60$153.30/mo
Manulife Insurance$1,991.44full payment
21st Century Insurance$2,114.08$180.34/mo
Lowest per year$1,296.48

Secure Travel Insurance

Lowest to highest$817.60

difference for the same cover

Monthly option9 of 12

plans offer monthly payments, from $118.04 a month

Real quote from visitorguard.ca on Oct 17, 2026: age 68, $100,000 coverage, $1,000 deductible, Ontario, Nov 1, 2026 – Nov 1, 2027. Prices change; get your own quote for your parent.

Price factors

Six things that move the price

Two parents can pay very different amounts for Super Visa insurance. These are the reasons.

Upraises the priceDowncan lower it

The insurer you choose

Biggest swing

Same parent, same $100,000 cover, 12 different prices in our sample quote.

$817.60

between the lowest and highest plan

$1,296.48$2,114.08

Age

Up

Older travellers usually pay more, as the chance of an emergency rises with age.

YoungerOlder

Pre-existing cover

Up

Covering stable conditions costs more. Lowest plan with it in our sample:

+$84.68

a year

Deductible

Down

What you pay first on a claim. A higher deductible usually lowers the premium.

LowerHigher
Higher premiumLower premium

Coverage amount

Up

IRCC requires at least $100,000. Choosing more raises the price.

$100K minMore

Length of cover

Set by IRCC

Super Visa insurance must be valid for at least one year from the date of entry, so you always buy a full year or more.

Entry date12 months minimum
Paying for it

Pay once, or month by month

IRCC accepts Super Visa insurance that is paid in full, or paid in instalments with a deposit. A quote alone is not accepted as proof.

1×Option 1

Pay in full

  • One payment for the whole year
  • Available on every plan in our sample quote
  • Nothing more to pay during the year
12×Option 2

Pay monthly

  • Instalments with a deposit, accepted by IRCC
  • 9 of the 12 plans in our sample offered monthly payments
  • Ask about the deposit, total cost and cancellation terms before you buy
An older traveller looking out over the water
$817.60between lowest and highest plan
Spend smarter

Four ways to pay less

  1. Compare before you buyThe same cover ranged from $1,296.48 to $2,114.08 in one quote.
  2. Pick a deductible you can affordA higher deductible can lower the price, but you pay it first on a claim.
  3. Match the cover to their healthChoose pre-existing cover if your parent needs it. Never leave a condition out to save money.
  4. Keep coverage at what you needAt least $100,000 is required. Decide whether more is right for your family.
Questions

Cost questions

Quick answers below. For anything about your own family, talk to an advisor.

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It depends on age, health, coverage amount, deductible and insurer. In our sample quote for a 68-year-old with $100,000 coverage and a $1,000 deductible, plans ranged from $1,296.48 to $2,114.08 a year.

The sample is for one person on one date. A different age, health history, deductible, coverage amount or start date changes the price.

Yes, on many plans. IRCC accepts Super Visa insurance paid in full or in instalments with a deposit.

Usually it lowers the premium, but you pay that amount first if there is a claim. Choose one you could pay in an emergency.

Not always. Check pre-existing cover, the deductible and the policy terms, not just the price. An advisor can compare them with you.

Get your parent’s real price.

Compare Super Visa plans side by side, lowest first, and buy online in minutes.

Get Super Visa quotesCall 1-855-500-8999
Sample prices come from one real quote on visitorguard.ca on Oct 17, 2026 and are shown for illustration only. Your price depends on age, health, coverage and dates. General information only, not advice for your situation. Coverage, definitions and refunds depend on each insurer’s policy wording, which always decides. Visitor Guard is a broker; insurers review and pay claims and refunds.