| Who it’s for | Parents and grandparents of Canadian citizens and PRs | Family and friends visiting Canada | International students, PGWP graduates, exchange students | Ontario residents travelling outside Canada |
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| How long | At least 1 year from entry; up to 5 years per entry | Usually up to 6 months, priced by the day | School year, gap periods or after graduation | Single trip, annual multi-trip or long winter stays |
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| Key rule | $100,000+ from a Canadian or OSFI-authorized insurer, paid or with a deposit | Buy before arrival; a waiting period applies to sickness if bought after | Most Ontario universities require UHIP ($948/yr from Sept 2026) | OHIP pays up to $400 a day for emergency inpatient care abroad |
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| Learn more | Super Visa → | Visitor → | Student → | Travel → |
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